Partners
At CostPlusRefi, we’re redefining what it means to partner in auto refinancing. We work with credit unions, regional banks, and other trusted financial institutions to deliver refinancing solutions that put transparency and customer satisfaction at the forefront. Our model is built to help you grow a high performing, low-risk auto portfolio while deepening relationships with members who stay loyal for the long haul.
Our team brings proven expertise to ensure your success without upfront marketing costs. We take care of the heavy lifting, from lead generation to loan fulfillment and title perfection—so you can focus on growing and serving your customer base.
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Performance Lending
No upfront marketing costs; we earn when you fund, aligning our success with yours and the consumer -
High-Quality, Pre-Qualified Borrowers
Reach new customers via direct mail, web, and mobile marketing tailored to your specs -
Build a High-Yield, Low-Risk Portfolio
Filtered applications meet your lending criteria for efficient decisioning and strong ROI -
Streamlined Fulfillment & Validation
Maximize conversions with a fast, efficient, and compliant funding pipeline -
Transparent Customer Experience
Flat-fee pricing so every borrower knows exactly where their money’s going -
Loyal Borrowers
Our process emphasizes trust and customer satisfaction—resulting in stronger long-term relationships for your institution. -
Full Title Support & Compliance