PRODUCTS
EXTENDED SERVICE CONTRACTS
Transparent Pricing, Unbeatable Value
At CostPlusRefi, we understand the real struggles of car ownership, and we’re committed to make things better. Unlike other refinance brokers or dealerships that gouge customers with inflated 100-200% markups on coverage, we offer vehicle service contracts with a flat 30% markup—leading the industry with a fair cost to you. Our transparent pricing guarantees you’re not overpaying and your getting premium protection.
​​Drive Worry-Free with Peace of Mind
A service contract doesn’t just protect your wallet—it protects your peace of mind. Imagine never having to panic when the “check engine” light comes on or your car makes a strange noise. No more worrying about how you’ll get to work, or manage your daily routine if your car fails. By including a service contract in your new loan, you eliminate the fear of a massive, unexpected expense. Instead of being blindsided by a repair bill you can take your car to the shop the immediately knowing repairs are handled. Acting fast keeps your car running in optimal condition, preserving the reliability of your vehicle and preventing small issues from becoming costly disasters. Focus on living your life-not what’s under the hood.
​​Avoid the Pain of a $1,000+ Repair Bill
For most people, a sudden $1,000 repair bill isn’t just inconvenient—it’s a crisis. It’s the kind of expense that forces tough choices: dipping into savings, maxing out credit cards, or even skipping bills to cover it. Without a service contract, a breakdown can mean missing work or being stuck without transportation when you need it most. A single repair can throw your entire routine into chaos, leaving you stressed and scrambling for solutions.
Protect Your Ride with a Vehicle Service Contract
A Vehicle Service Contract is your defense against the stress and financial strain of unexpected car repairs. It covers critical components like the engine, transmission, electrical systems, and more, so you’re not left stranded with a hefty bill when your car breaks down. Whether it’s a minor fix or a major repair, a service contract keeps your wallet safe and your car on the road
GUARANTEED ASSET PROTECTION
GAP
Secure Your Finances with GAP Coverage
Guaranteed Asset Protection (GAP) Coverage is your financial shield when the unexpected happens. If your vehicle is totaled or stolen, your standard insurance may not cover the full amount you owe on your loan, leaving you with a costly gap. This coverage steps in to pay the difference between your insurance payout and your remaining loan balance, protecting you from overwhelming out-of-pocket expenses. And with our flat 30% markup compared to the industry standard of a 300-500% markup youll get the same coverage for a fraction of the price. (our GAP will typically cost between $300-$450 depending on length of the loan, compare to $800-$1200 from the competition)
Avoid the Shock of a Loan Balance After a Total Loss
For most people, owing thousands of dollars on a car loan after their vehicle is totaled or stolen isn’t just a setback—it’s a financial nightmare. Imagine facing a $5,000 or $10,000 loan balance for a car you can no longer drive. Without GAP coverage, you could be forced to drain your savings, take on new debt, or struggle to make payments while trying to replace your vehicle. This kind of financial hit can disrupt your life, making it hard to cover daily expenses, pick up your kids, or get to work.
Seamless Protection Built Into Your Loan
By including GAP coverage in your new loan payment, you eliminate the fear of a massive financial burden. The cost is spread out over time, seamlessly integrated into your monthly budget, so you’re protected without straining your finances. With GAP coverage, you can move forward after a total loss or theft without the stress of a lingering loan balance, allowing you to replace your vehicle and get back on the road quickly.
Drive with Confidence and Peace of Mind
GAP coverage delivers more than just financial protection—it gives you peace of mind. No more worrying about what happens if your car is totaled in an accident or stolen from your driveway. You can drive confidently, knowing that your loan won’t outlive your vehicle. With GAP coverage, you’re safeguarded from the unexpected, so you can focus on the journey ahead, not the what-ifs.
Ready to take charge of your financial future?
Apply today and let’s build something better together!